Cares Act

Maryland – New One-Stop Unemployment Insurance Application Launches Today

April 24, 2020 – Maryland Department of Labor is launching a new one-stop unemployment insurance application to allow all Marylanders to file all types of claims entirely online.  This includes those who are eligible for the Pandemic Unemployment Assistance (PUA) program, the Pandemic Emergency Unemployment Compensation (PEUC) program, and individuals who were previously required to file by phone.  The launch of this new online application has allowed Maryland’s Division of Unemployment Insurance (DUI) to implement all three Coronavirus Aid, Relief, and Economic Security Act (CARES Act) programs. To access the new application, visit

House Passes H.R.266 – Paycheck Protection Program and Health Care Enhancement Act

April 24, 2020 – The House voted last night to pass the Paycheck Protection Program and Health Care Enhancement Act which increases funding for the Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan (EIDL) program.  Applications for PPP are submitted via SBA approved lenders.  Check with your bank.  Applications for EIDL are submitted via the SBA website.  The SBA stopped accepting EIDL applications when the initial funds were exhausted within the first two weeks.  As of 9:00am this morning, the SBA online application form for EIDL remains unavailable but will likely relaunch very soon.

Senate Passes Bill to Increase Paycheck Protection Program and Economic Injury Disaster Loan Funding

April 21, 2020 – The Senate passes Bill amending the CARES Act to increase funding for PPP and EIDL programs.  The Bill is reportedly going to the House where a vote is expected this Thursday.  Media reports indicate the Bill adds $310 billion to the PPP and $60 billion to EIDL programs as well as funds for other relief.  If passed and signed into law by Thursday evening the PPP and EIDL programs may be re-opened for new applications as early as Thursday night or Friday morning.  Final text of the Senate Bill can be found here.  A summary can be found here.   Media reports can be found at Fox News, Arizona Republic and The Hill among other sources.

U.S. Department of Education – Student Loan Forbearance

The CARES Act amends the Higher Education Act of 1965 (20 U.S.C. 1002(a)) and addresses, among other things, student loan forbearance offering relief to those who still have outstanding student loans.  The Secretary of Education is directed to suspend all payments due for qualifying student loans through September 30, 2020.  Additional information can be found here.